Group retirement for Canadian employers.
RiskX coordinates Group Retirement, flexible benefits and the services that help employees value their complete package.

Independent. Family-owned. Canadian.
RiskX has worked with Canadian employers since 1994. Gordon and Jarod lead a brokerage that coordinates plans, explains the details, and discloses compensation in writing.
Meet the people behind RiskXRiskX is an independent, family-owned Canadian brokerage, founded in 1994. We coordinate group retirement setup, employee education and reviews for employers across Canada outside Quebec. Your team supplies payroll information, approves decisions and retains plan oversight. Health and dental insurance is available in Alberta and Ontario.
Retirement leads. The package works together.
RiskX connects plan design, employee understanding, and ongoing review.
Start with retirement
Build or review the workplace plan employees can see grow through payroll.
Connect total rewards
Bring benefits and wellbeing services together. Custom printed benefits booklets help employees understand what they have and how to use it.
Keep it visible
Review fees, service, governance, and compensation in writing instead of letting them drift out of sight.
A custom printed employee benefits booklet and a personal total rewards statement. Fictional Northstar examples, not client documents.
What turnover may already be costing.
Use your own assumptions to make the retention conversation tangible. The result is illustrative, not a predicted plan outcome.
Your assumptions
Number of employees75
Average salary$70,000
Current turnover rate13%
Cost to replace an employee75% of salary
Turnover scenario10%
Your illustration
Illustrative only. Based on visitor inputs. The turnover scenario is an assumption and is not a predicted result of implementing a benefits or retirement plan.
How the example is calculated
75 employees × 13% turnover × $70,000 salary × 75% replacement cost = $511,875 per year. At 10% turnover: $393,750.
These are assumptions, not a forecast of plan results.
Choose the right starting point.
Start a plan, take a closer look at the one you have, or connect your wider benefits package.
Review your Group Retirement plan
Are the fees, service and employee experience still right for your team? Compare your options before deciding what to change.
Review your Group RetirementStart a Group Retirement plan
Explore a new Group RRSP, DPSP, or workplace retirement program for your employees.
Explore new plansBuild the wider package
Connect flexible benefits, virtual care, mental health, EAP, and wellness with your retirement plan.
Explore Total Rewards
The family behind RiskX. Meet Gordon and Jarod.
Help employees understand their benefits.
Make the package useful to your people, with clear information they can keep and a RiskX team you can reach.
Custom printed benefits booklets
We create physical booklets for your employees explaining the benefits available to them and how to use them.
A personal total rewards statement
A one-page view of what you invest in each employee beyond salary, including retirement contributions, benefits and services.
Clear costs and ongoing reviews
Know what you are paying, how RiskX is compensated, and what was reviewed. Your team keeps plan oversight.

